What We Do

​​NECFCU bridges financial gaps in underserved communities, offering tailored lending and deposit solutions that transform dreams like homeownership and entrepreneurship into thriving realities.

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​​Through innovative programs like credit rebuilding workshops, community small business financing, and partnering with local organizations and utilities, we equip families and local leaders with the tools to foster economic literacy and build resilient neighborhoods.

​​​As a U.S. Department of the Treasury-ce​rtified CDFI, we drive grassroots development by connecting members to resources like free tax support and surcharge-free ATMs, creating a ripple effect of prosperity across our counties.

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Our Values

Low-income financial empowerment fuels our mission, embedding us in the heart of low-income neighborhoods where we prioritize inclusive access and collective strength to uplift every voice.

Integrity and trust define our foundation, ensuring transparent, federally-insured services that safeguard futures and inspire unwavering confidence in our shared journey.

Innovation for impact propels us forward, blending over 40 years of expertise with a customized approach to empower sustainable growth and turn community challenges into enduring opportunities.

Read About Us

Attached is Inclusiv’s feature article highlighting NECFCU’s history and impact on underserved communities.
The piece showcases our mission of financial empowerment, grassroots growth, and commitment to
​providing accessible, culturally responsive services across Northern California.​ Click below to read more.

Spotlight